Leisure
From short trips to your annual family holiday, at ERGO, we understand you, our customer
Leisure Insurance: Our Product Range
Leisure Travel Insurance
No-one expects something to go wrong on holiday but in case of a medical emergency, all our customers can access free 24/7 English speaking medical assistance and specialist local knowledge to give you peace of mind and complete care whilst you are on holiday.
Holidays are one of the most special times of year. Taking some time for yourself, spending time with friends or family, or finding time to get away with your partner; holiday memories and experiences last a lifetime.
Our Leisure Travel Insurance policy has been created by people who love to travel and understand what you want from your holiday Travel Insurance. We offer Single and Annual Multi-Trip policies for both Europe and Worldwide with a choice of 3 different levels of cover – Element, Protect and Optimum.
Medical Assistance
Most importantly we understand what’s important to you, providing all our customers with free 24/7 English speaking medical assistance and specialist local knowledge to give you peace of mind and complete care whilst you are on holiday.
Whether you’re off on your family summer break, a holiday with a group of friends or a two week trip away with your partner; holidays are all about relaxing and making the most of good weather, good food, and good company.
Single Trip Travel Insurance
For your annual two week family holiday, a short break away or last-minute deal a Single Trip Travel Insurance policy is all that you need to make sure you are protected for your trip. We understand that every trip is different, and that’s why we offer you the chance to tailor your insurance policy to your holiday needs.
Cover for the things that matter
We offer Medical Expenses Cover up to £15,000,000, cover for cancellation, curtailment, up to £2,500 for personal effects, and also cover for legal costs and expenses.
Our single trip policies cover you for up to 92 days, so even if you are planning a slightly longer trip you should be covered. If you’re lucky enough to be planning to travel for longer, then our Backpacker Travel Insurance may be more appropriate for you.
We understand what you need from a travel policy
We understand what’s important to you by providing all our policyholders with free 24/7 English speaking medical assistance provided by our international Euro-Centre network. We also cover your personal possessions in case of loss, theft or damage; curtailment if you need to return home due to an emergency; reimbursement of irrecoverable losses due to cancellation or travel and or accommodation expenses and more. Please check the policy wording for full details on cover limits and exclusions.
| Element | Protect | Optimum | ||
|---|---|---|---|---|
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Medical ExpensesIncluding hospitalisation, surgical, pharmaceutical, repatriation, and dental |
Up to £7.5 million |
Up to £10 million |
Up to £15 million |
CancellationReimbursement for irrecoverable losses due to cancellation of travel and or accommodation expenses |
Up to £1,500 |
Up to £3,000 |
Up to £5,000 |
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Personal PossessionsReimbursement for loss or damages caused by third parties |
Up to £750 |
Up to £1,500 |
Up to £2,500 |
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Personal AccidentReimbursement for personal accident or damages caused during you trip |
Up to £10,000 |
Up to £20,000 |
Up to £30,000 |
Annual Multi-Trip Travel Insurance
If you travel frequently throughout the year or are one of the thousands of Britons who now like to take advantage of last-minute travel deals, Multi-Trip Travel Insurance may be ideal for you. Taking out an Annual Multi-Trip policy means you don’t need to remember to purchase a policy for each individual trip you make.
Multi-Trip Travel Insurance offers protection over the course of a year for any trips you may take, whether that’s your annual planned family holiday, two weeks away with a friend on a fantastic deal to an exotic resort to get some much-needed sun, or a last-minute European city break. We offer individual, couple, family and single parent policies with European or Worldwide cover.
Tailored products for your unique needs
Each policy can be uniquely tailored to your needs. You have the choice between our Element, Protect or Optimum products. Each offers slightly different cover options and our Optimum product also offers zero excess.
At ERGO we pride ourselves on offering you quality service and complete care, for more information take a look at the ERGO standard.


